The CM Punjab Rozgar Scheme 2025 is one of the most impactful initiatives by the Punjab government to promote entrepreneurship and self-employment. If you’re a young graduate, skilled worker, or small business owner, this program offers interest-free or low-interest business loans to help you grow financially.
The scheme has been relaunched with simplified online registration, allowing applicants across Punjab to apply easily via the official portal. In this guide, you’ll learn how to apply online, loan eligibility, required documents, and key benefits of the 2025 version of the CM Punjab Rozgar Scheme.
What is the CM Punjab Rozgar Scheme 2025?
The scheme is a government-supported business loan program under the Punjab Small Industries Corporation (PSIC). It aims to empower youth by providing financial assistance up to Rs. 10 million for startups and small enterprises.
Eligibility Criteria for 2025
| Criteria | Details |
|---|---|
| Age Limit | 20 to 50 years |
| Domicile | Punjab province only |
| Education/Skills | At least Matric or technical skills |
| Business Type | New or existing business |
| Loan Range | Rs. 100,000 to Rs. 10 million |
| Markup Rate | 0% to 4% depending on category |
How to Apply Online – Step-by-Step
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Visit the official portal: https://rozgar.psic.punjab.gov.pk
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Click on “Apply Online” under CM Punjab Rozgar Scheme 2025.
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Fill out your personal, business, and financial details.
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Upload required documents (CNIC, business plan, bank statement, etc.).
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Submit the application and note your tracking ID.
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Wait for verification and loan approval notification.
Required Documents
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CNIC (Computerized National Identity Card)
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Domicile Certificate (Punjab)
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Business Plan or Proposal
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Two Passport-size Photos
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Educational or Technical Certificates
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Bank Account Details
Key Benefits of the Scheme
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Easy online registration and quick verification
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Low-interest or interest-free loans for youth and women
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Support for startups, agriculture, and small-scale industries
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Job creation through self-employment
Conclusion:
The CM Punjab Rozgar Scheme 2025 is a golden opportunity for anyone aiming to start or expand their business in Punjab. With simple eligibility and digital registration, the process is smoother than ever.
FAQs
What is the loan limit under the CM Punjab Rozgar Scheme 2025?
Applicants can get a loan between Rs. 100,000 to Rs. 10 million, depending on the business type.
Who can apply for the CM Punjab Rozgar Scheme 2025?
Any resident of Punjab aged 20–50 with a valid CNIC and a viable business idea can apply.
Is the application process fully online?
Yes, applicants can apply and track their loan status online via the PSIC official portal.
What documents are needed for application?
You’ll need your CNIC, domicile, business plan, and educational certificates.
Is there any interest on the loan?
The scheme offers interest-free or subsidized loans (up to 4%) depending on category.
How long does it take for approval?
Processing time usually takes 4–6 weeks, depending on verification and document completion.
Roshan jutt
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